Canadian Mortgage Blog

Multigenerational living arrangements are becoming more common and in-demand from The Globe and Mail - Real Estate http://ift.tt/2Bw8FCp via IFTTT Need a mortgage?: Ontario- http://ift.tt/2hl9gle British Columbia- http://ift.tt/2hm5Mi7 British Columbia- http://ift.tt/2hjGnFR

A new book on Canadian art deco tells an artful story from The Globe and Mail - Real Estate http://ift.tt/2kcvBSR via IFTTT Need a mortgage?: Ontario- http://ift.tt/2hl9gle British Columbia- http://ift.tt/2hm5Mi7 British Columbia- http://ift.tt/2hjGnFR

Montreal is keen to reverse the net flow of residents out of the city to the suburbs from The Globe and Mail - Real Estate http://ift.tt/2ByzrtN via IFTTT Need a mortgage?: Ontario- http://ift.tt/2hl9gle British Columbia- http://ift.tt/2hm5Mi7 British Columbia- http://ift.tt/2hjGnFR

‘Canada’s Graceland’ has now sold for $3.98-million to a private family who intends it for personal use from The Globe and Mail - Real Estate http://ift.tt/2Bw8CXf via IFTTT Need a mortgage?: Ontario- http://ift.tt/2hl9gle British Columbia- http://ift.tt/2hm5Mi7 British Columbia- http://ift.tt/2hjGnFR

A rare contemporary design in the historically blue-collar neighbourhood of Pointe-St-Charles southwest of the downtown, this four-bedroom house was completely renovated inside by the sellers when they bought it in 2003 from The Globe and Mail - Real Estate http://ift.tt/2Bw8wil via IFTTT Need a mortgage?: Ontario- http://ift.tt/2hl9gle British Columbia- http://ift.tt/2hm5Mi7 British Columbia- http://ift.tt/2hjGnFR

This detached family home, in one of Ottawa’s most desirable neighbourhoods, has four bedrooms and 1 1/2 bathrooms from The Globe and Mail - Real Estate http://ift.tt/2kccVm8 via IFTTT Need a mortgage?: Ontario- http://ift.tt/2hl9gle British Columbia- http://ift.tt/2hm5Mi7 British Columbia- http://ift.tt/2hjGnFR

Bad Credit Mortgage Loans – How To Get Approved There are many factors that you, as a borrower have control over that can help you get approved faster and easier. There are guidelines that most sub-prime lenders go by that, if you know them, can help you move through the process without getting stuck, and unable to get financing. If you have a bankruptcy or foreclosure, even if they are recent, do not despair. Many sub-prime or bad credit mortgage lenders have what’s called, guidelines for bankruptcy or foreclosure seasoning. That means that they have a set amount of time that must go by from the time of a bankruptcy or foreclosure before they will lend to a borrower. Usually this time is 2-3 years, but many sub-prime lenders have no seasoning time, which means, if your credit score is above a certain point, you could get approved the day after your bankruptcy discharge. Other sub-prime lenders have bankruptcy or foreclosure seasoning of 6 months or a year. The biggest factor...

Over 40 digital companies made presentations at the 2nd annual Digital Mortgage Conference in San Francisco. The mortgage industry due to inefficiencies in the system and opportunities for digital entrepreneurs is on the cusp of a significant digital revolution. Mortgage tech companies will create APIs for end-to-end digital mortgage systems and deals will be made between data aggregators and the major institutions. Mortgage Industry Research shows Borrowers are more likely to find their lender through online research or social media than they were 5 to 10 years ago and less likely to find their lender based on a Realtor referral. Online mortgage adoption spans “all age groups” and demographics. More than a third of all borrowers prefer self-service websites, especially during the research stage of getting a mortgage, but still want instant access to mortgage professionals as they move through the process, be it via online chat, telephone, text mess...

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How to get a Bad Credit Mortgage Loan A few years ago, if you had a bankruptcy or a foreclosure on your credit report, you could forget about trying to get a mortgage loan. If you were lucky enough to find someone who would finance you, your interest rate would be through the roof and plan on putting 10-20% down. But today, this is not the case. There are many programs available today to help people who have recently suffered a bankruptcy or foreclosure to get a mortgage loan or mortgage refinance loan. There are two things to do if you are in this situation: 1. Get yourself a free copy of your credit report from both major credit bureaus, look over everything, do you see any mistakes? Make sure everything included in your bankruptcy or foreclosure reports accurately on your credit report. Make sure those accounts involved in a bankruptcy or foreclosure are not showing something else like collection or charge-off.. That could make your score much lower than it needs to be. If you ...